[throwaway189262]

There's no low risk options. The fed is holding interest rates so low that everyone is struggling to find a place to invest money.

The economy is in a strange place right now. Record high tech stocks with near record high unemployment. Incomes and stocks temporarily inflated by governement rescue money worldwide. An oncoming eviction/default bomb that governments keep kicking down the road.

If I had a significant amount of money I would half in US bonds and half in a Swiss bank account to ride out this volatility.

Look at Buffet, he's putting his money in Japan, a traditional safe haven currency outside USD

[nixgeek]

Even products like High APY savings accounts are under 1% at the moment, so 50% into a Swiss account is unlikely to provide a large return. Also, why Swiss, and what currency would you hold in that institution?

One thing to consider is protections against any one financial institution having liquidity issues or folding — with the US and something like a savings account this would be FDIC Deposit Insurance, which covers $250k per depositor, per FDIC-insured institution.