[heedlessly3]

I could see this having problems for credit dispute.

For example, your Chase card pays Piracy.com. Some vendor makes an unauthorized charge on your Privacy card. Now you have to deal with Privacy's policy instead of your bank's policies to dispute

[mkskm]

Yes, disputes have to be done through Privacy from what I understand. See: https://support.privacy.com/hc/en-us/articles/360012288114-H...