[luckylion]

Maybe, but I have doubts. Nobody likes predatory lending, but it's still a blossoming industry. I believe that works for small things, but if the advantage is large enough, somebody will step up and do it.

And it's not like people don't like it. They "want" to be engaged, to feel anger and surprise etc, those systems work because they're catering to peoples' instincts and desires.