We don't adhere to any one budgeting philosophy. While we won't walk you through the envelope style budgeting the way YNAB does, you can certainly mimic it with the platform!
* OXF import so that duplicate transactions are not an issue.
* An iPhone app so my wife can see the state of the budget.
* Envelop budgeting by default.
Lunch Money meets none of these. I don't think I am the target market, but the UI has won me over. I'm totally going to do everything I can to make this work. I suspect the API will make that possible.
Amazing job on the interface, clean fast and appealing while showing loads of information all at once.