[EternalLight]

The issue here is that he paid someone else to do it.

So in your analogy: You park your car at a garage with a guard, pay them to keep it safe and leave your car unlocked. And when you come back it's gone.

Yes he could have done something to make it less likely it, but he also explicitly paid someone else to handle it for him.

[lurker19]

Personal responsibility can never be outsourced. If one does not want to lose something, one makes an independent backup. Google or whoever offers a probabilistically reliable system at a certain price. If one does not like the odds, pay a little more for another backup. Recurse. (Or just curse when data is lost.)