[ChuckMcM]

I'll reiterate a theme running through the comments here.

Do what you love to do.

Whether or not you get rich doing it you will be happy and you will enjoy your life because your day to day existence is filled with memories of doing something you love doing. Life will throw annoying things at you and they will be more tolerable if you have things to do which you enjoy.

That being said, if you love programming or systems analysis, this is an excellent time for you. We are fast approaching a time where 100% of the population will be experience a computation platform in their daily activities. There are lots and lots and lots of things that can benefit from that, the environment is target rich.