[willcipriano]

> Why does anyone still use PayPal?

Paypal.com -> Subscriptions -> Unsubscribe

Paypal makes it two or three clicks to unsub from any reoccurring payment. No dark patterns or "call us" required. I use it whenever I can for subscription services.

[mcv]

If it's that easy, why are there still so many people using PayPal?

By the way, I did this ages ago, deleted my account, closed what I could, and I still regularly get a mail from PayPal that they changed their terms.

[willcipriano]

I'm talking about payments to third parties. When you use PayPal to subscribe to a service you can easily unsubscribe where sometimes services make it difficult to do so otherwise.

For example the New York Times forces you to call and speak to a retention specialist if you want to cancel and you paid by credit card. With PayPal it's 3 clicks.

[stjohnswarts]

because 95% of the time there's no problem, but if there is one paypal is just going to give you the middle finger in most cases and say "not our problem".