[rorykoehler]

I never even applied for credit. I had to get the report to rent an apartment.

[quickthrowman]

You consented by doing the credit check to apply for the apartment. Did you sign anything? Did you read what you signed?

Every place I’ve ever rented has been without a credit check, so it’s possible to get around that.

[rorykoehler]

It was in the UK so maybe it's different in the US. There is no consent when the other option is homelessness. This is such an absurd conversation. Full on Stockholm syndrome. None of this is ok even though it is the de facto standard.