[sizzle]

ROI on paying rent vs mortgage is negative due to no equity building and the opportunity cost of that money disappearing vs paying yourself with each principle portion of your mortgage payment.

We all need a place to live so a house serves a physical utility as well that other investments do not, in addition to being able to collect unlimited rent when the mortgage is eventually paid off eventually. I think there is a lot of upside to home ownership if it is financially feasible.