[kovar]

Emphasis on "simple Google". Put a bit more effort into your research and you'll find:

"... and requires a debtor to prove: (1) That the debtor cannot maintain, based on current income and expenses, a minimal standard of living for the debtor and dependents if forced to pay off student loans; (2) that additional circumstances exist indicating that this state of affairs is likely to persist for a significant portion of the repayment period of the student loans; and (3) that the debtor has made good faith efforts to repay the loans."

Now, compare that with the poster's narrative and you'll find that the advice is flawed and worthy of downvoting, not upvoting. To be specific, he's been able to hold jobs that produced enough funds to invest into a entrepreneurial effort and he's made no effort to repay the loans.