[mav3rick]

Google and Microsoft both give you $1000 in your HSA to offset that. If you don't use it, you get to keep it. Deducitbles are $1400 now, so still you pay max $400 + 10% of how much you go over till $2800. So around $540. Which isn't bad at all.

[dogma1138]

Conversely the employer and employee national insurance contributions for my salary are over £22,000.

[srtjstjsj]

What is that the converse of? Parent post was talking about deductibles, not premiums.

Premiums are about $12K for singles and $25K for families.