[oarsinsync]

So you don’t get to adjust based on CoL, because you don’t spend all your money and have more disposable income.

You don’t get to compare on housing, because you live in a city.

So meanwhile city dwellers have more disposable income, who continue to dispose of more income on rent, while their counterparts outside the city get to invest their money in their own property, which they can later sell for a fat return, while continuing to begrudge city dwellers for making a few more bucks in disposable income in the short term?

Living in a city has its upsides and downsides. One of the upsides is higher pay. One of the downsides is pissing away lots of that higher pay paying someone else’s mortgage instead of your own.

[imtringued]

Yeah, the truth is that no matter what lifestyle you choose, you'll have to give up something in the process. "City dwellers" get more money but live in smaller housing. "Town dwellers" get less money but live in bigger housing.

However, one thing is certain. Once you have children you'll need bigger housing. A lot of hyper competitive cities aren't very welcoming to families.