[detritus]

Sure, but the lure of '1000x gainz' (ie. high volatility) isn't useful to its uptake as a replacement for many types of transaction, and here in the UK/EU many countries have allowed (even if somewhat tenuously) some regulatory legroom, so all we're missing is... an app?

Yet...?

It's a solution wherein principally the currently-invested are the only stakeholders hungry for a problem to solve.