[leejo]

> Yet over the years the US has managed to force massive changes on Switzerland's financial institutions, and for decades now there's been much more transparency, and Switzerland's banks are not nearly as secret nor as effective at hiding assets as they used to be.

Eh not really unless you're a US citizen, which is a US problem not a Swiss problem. When I arrived, several years ago, and was opening an account I was asked multiple times If I was (or ever was) a US citizen and had to sign (again multiple times) that I wasn't a US citizen. Many small and even cantonal banks will outright refuse to open accounts for US citizens.