[adrianmonk]

> I would much rather have a system where I was paid more and got to choose my health insurance provider. That way I could keep my insurance when I change jobs or if I wanted to freelance.

I would rather see employment and health insurance totally separated from each other.

But if people aren't open to that for whatever reason, one alternative would be a system where the employee freely picks any insurance plan, but the employer pays the premiums tax-free like they do now.

If you make it so the set of insurance choices is the same for all employers and for individuals paying their own way, then you could move around between employers or freelance.

Right now, big employers have bargaining power due to their size, so you'd lose that, but perhaps stronger competition (from everyone freely choosing) would make up for it.