[icedistilled]

>age, car, neighborhood, gender

I wish. it's even worse than that.

It's priced on your credit score, so if you're poor you're screwed, and it's priced on whether you're married too.

Here's how to get the best rates in the current system. In addition to avoiding tickets/accidents become a 50 year old female married driver who has an excellent credit score and drives a lower trim subaru crosstrek.

Or they could price based on actual driving behavior. Cue outrage.