[rapnie]

In general there needs to be more personal liability for white-collar crime. Now in corporations it often goes something like this (implicitly or not): "So you say we'll probably earn [this amount] and, when discovered, we are likely to have to pay between [this and that amount] in fines? Well then, that's a great ROI you got there, Roy. I'd say we go for it". And they lived happily after.