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by sandeeps_
2137 days ago
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>> I don't have any debt, I just have a really pathetic savings rate and a really low net worth compared to nearly everyone I know, including folks that didn't do "the grind" that I did. I'll probably not be able to retire or own a car, much less own a house someday. Dude, please seek mental help.
You have so many working years ahead of you. Stop worrying about owning a house. Start budgeting using something like YNAB and get your savings rate under control. Also get all the basic investment vehicles going: 401k, after tax Roth, backdoor Roth etc. You’ll do just fine. |
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A lot of my friends are already putting money down on houses and are making hundreds of thousands in options trading on principal that I _don't have_. I'm falling behind permanently and even maxing out my 401k (which I didn't do last year because I don't anticipate living to 65 but decided to this year) won't get me closer with a low principal.