[throwaway93386]

Chattanooga most likely. My company is doing 85% base salary with no adjustment to RSUs. Tennessee is a great place to save money due to 1) no state income tax, 2) no capital gains taxes, and 3) low cost of living. I estimate I’ll be able to save ~$100k more per year than I currently am in the Bay Area. Plus Chattanooga is known for having some of the fastest internet in the country, rolled out by the city a few years ago. Signal Mountain has great schools for when my kids are older, and it doesn’t hurt that it’s a naturally beautiful place as well (https://i.pinimg.com/originals/66/c2/24/66c22405229f125fea23...).

I’d really like to move to Asheville or Charleston, but the taxes make it a bit too much of a premium over Chattanooga.

[archon]

Chattanooga and EPB (our aforementioned fast internet) are both pretty awesome. I see a definite uptick in people from out of state moving here over the past 6 months, which is stretching the area's housing supply. We also had a tornado come through in April and damage or destroy several hundred homes. So if you do end up moving here, just beware the housing market is a little hectic at the moment.

[throwaway93386]

I’m sorry to hear about the tornado. That’s devastating. I hope the repair efforts are going well.

[beardedetim]

Wife and I chose to move back to Knoxville a year or two ago for similar reasons. Have looked at moving to NC or GA but the extra taxes don't make it that appealing.

I think if I hadn't known Knoxville before, I'd have chosen Chatt due to the internet and vibe. But I can't complain as I've always loved Knoxville.

[triyambakam]

Saving 100k more! Wow, that's an impressive difference.

[throwaway93386]

To be fair, a lot of that is due to us paying much more than we should be at the moment for a nice two bedroom apartment for our family.

[giantg2]

I've thought about eastern TN as a place to move. I would prefer a slightly cooler climate though. Eastern KY would be good for me, but they don't have the same tax benefits. It's tough to find a place that checks all the right boxes. I guess it really doesn't matter for me because my wife won't move anyways.

[simonebrunozzi]

What? No Capital gains taxes? Sounds too good to be true. Can you elaborate more?

Edit: California doesn't distinguish between income and capital gain. Federal, though, you would still have to pay even if you go to Tennessee, right?

[desdiv]

He meant no Tennessee state capital gains taxes. You still have the Federal capital gains taxes.

[RemoteStartup1]

Sounds Awesome! How did you decide to move to Chattanooga? Where can I learn more?