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by ramraj07
2145 days ago
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One counterpoint is that the concept of an OTP is now so widespread that even the most senile of my relatives know not to share it with anyone. Im yet to hear a single case of socially engineered forgery happening from my friends and family circles, but almost every one of my friends in the US including myself have had fraudulent charges on some credit card once every few years. So this system seems far more secure than whatever cluster* is in the US. |
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Search Google News for [upi fraud India]. It happens far more than you think.