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by blueblisters
2141 days ago
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> Just think of it as more convenient cash. Yup exactly. As someone mentioned above, it's a frictionless payments system, unlike Visa/Mastercard which also offer dispute resolution. Of course, if you trust the vendor, I don't see why you should implicitly pay for the protection mechanism of Visa/Mastercard when UPI is literally free. |
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So far. Lots of banks are fighting to introduce fees. The actual cost is getting subsidised so far, but there are no free lunches. Banks can't keep this up forever.