Hacker News new | ask | show | jobs
by captn3m0 2139 days ago
The “resolution” is done by forwarding the query to your PSP which forwards it to the NPCI which forwards it to the issuing bank.

The client-PSP is over HTTPS, and the remaining legs are over UPI (which is essentially SOAP+XML) which uses XML signatures.

There are rate-limits built at most ends, and I think most PSPs also cache the resolution.