[zozin]

This is looking at the problem backwards. Neighborhoods with higher proportions of African-Americans living in them are charged higher insurance premiums because AAs tend to be poorer, less educated, etc. because of their unique history in this country (slavery, racism, Jim Crow, etc.), which results in them being more likely to live in rougher/poorer neighborhoods, thus warranting higher insurance premiums.

Giving AAs $20 off their insurance policy doesn't fix the problem. We need a Marshall Plan-type of investment in AA communities and a multi-generational commitment to try to heal the scar of slavery/racism in this country.

[Simulacra]

We have that. It’s called gentrification. If you elevate an area, for whatever reason, more non-AA’s will move in. Unless you’re speaking about neighborhood segregation?