[diab0lic]

I'm not the author of the GP post but I don't think (s)he was implying the reason was unknown so much as stating that there IS a reason, but not committing to one single reason so as to not have to argue or justify it.

[tathougies]

That's right... we all know the reasons behind this... it's not insurance rates. Insurance rates are a reflection of the problem, not the source.