[ValentineC]

> A more likely scenario is it allows you to pay something when you forgot to bring your wallet and your phone and you have to make the payment now or never. Or maybe you could be in a beach with nothing but a swimsuit and want to buy an ice cream without grabbing your wallet in the locker.

My Apple Watch is an acceptable compromise when I go out on runs without my phone and wallet.

I can pay at most convenience stores, and even withdraw cash at a bank that has a contactless-supporting ATM.