[chrismarlow9]

Sure, I totally plan to return to the index when it seems to make sense so you're right, it's only a bad investment (imo) right now.

I have other investments in web entities (think reddit style aggregation sites) in niches that tend to do well in downturns. They're pretty much a very small fixed cost for me every month (spot instances on AWS ftw) and can be cut off at any time. I feel safe holding cash (and its deflation) because the profit from those is no longer seeding indexes but being stacked on my cash pile. Ideally keeping my overall cash from deflating.