[scarface74]

With the new tax laws the home mortgage deduction is useless for most people. If you are married filing jointly, the standard deduction is $24000. I paid around $10K in interest last year on a $330K mortgage in its fourth year.

[doktorhladnjak]

If you have no other deductions, you need to max SALT at $10k and owe about $450k on a 3% mortgage before itemizing is worth it

[arcticbull]

Good to know, thanks! I’ve always itemized in the past.