[crack-the-code]

> Even if you invest at the worst possible times (right before crashes) you’ll come out way far ahead of leaving it in cash.

I don't like this argument, because it seems to imply you would indefinitely leave it in cash. In this hypothetical situation, where a market crash is impending, and individual could invest at the bottom and make significantly higher returns than investing prior to the crash.

This of course goes without saying, "you can't time the market", but it's a bit dishonest to indicate that you can't beat the market here.