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by alextheparrot
2146 days ago
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Credit cards do have this, that's one of the use-cases of the pin on the back. The eWallet products being pushed by various companies neatly bridges the chip/pin to the card, giving chip/pin style protections digitally. Most phones require you to use some form of passcode (6 digits, TouchId, FaceId) which are effectively pins prior to using a payment method. Additionally, there are secure chips in your devices to do the actual processing. This means that digital purchases through eWallet methods are effectively chip + pin while still getting credit card fraud protections. |
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