[watwut]

By luxuries you mean healthcare, good education and financial stability. Even comment you respond to qualified it as "life is challenging" which does not mean "they miss golden handles on door", but rather "it is a lot of work and stress to fit into budget".

Plus, being stay at home with three small kids is more isolating then corona lockdown, so there is significant "dealing with frustration and routine without loosing your mind" challenge too.