[moron4hire]

No. We're not hurting, but we are not by any means financially independent.

You're kind of proving my point on "fears are typically unfounded". Missing a rent payment one month does not usually lead to immediately losing your home. Also, I would wager that a lot of people have friends and family through which they can get assistance if it goes longer than that. It's going to be extremely stressful, but it's not usually going to mean the person is suddenly homeless.

This is what I'm advocating: being more realistic about the worst case scenario. You're probably not actually going to get fired, and you're probably not going to end up homeless if you do.

If your personal, intersectional position is much more precarious, by all means, proceed with more caution. I'm just some dude on the internet. I don't know you. But I'm not writing specifically to you, I'm writing to the aggregate. It doesn't negate that most people have more fear than they need to about getting fired.