[stickfigure]

I am also extremely dubious of this risk. At least in the US, a conspiracy of this sort would require hundreds of potentially-disgruntled employees to resist getting rich from whistleblower rewards.

[pavel_lishin]

Or half a dozen engineers building a new "AI-driven" risk evaluation service with nebulous inputs from their manager.

[MattGaiser]

Except these don’t regularly turn up fraud. Wells Fargo kept it going for years. Bernie Madoff kept it going for years.

People knew about both.