[nlh]

That’s a good insight. The problem, though, is that this pattern kinda works (until it doesn’t). Get your FAANG job at 21, follow the pattern to get promoted, get promoted, make more money, compete to buy a nice house, get married, have kids, compete to get your kid into the “best” preschool, then the “best” private school. Compete to get into the “best country club”, then retire and...play golf all day?

[vikramkr]

At that point you've got enough wealth built up that if you've played things right you have a part time job managing your own portfolio. And a lot of people on that route that I've met have vague ideas of doing charity work or something at that point.