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by elliekelly
2158 days ago
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> Also, is there something inherent about Schwab/Fidelity/etc charitable index funds that make the fee load so high? Yes, the difference is whether the account holder thinks the fees are reasonable. You might think you’re the account holder because advisers go through a lot of effort to make DAF clients feel like they still “have” the funds in the account. But you aren’t the account holder, Schwab is, and Schwab finds the high fees charged by Schwab’s charitable index funds to be perfectly reasonable. The money in “your” DAF isn’t yours. |
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