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by blacksmith_tb 2154 days ago
Not sure I follow, I take it by implication you have renter's or homeowner's insurance, in which case your replacement cost is the deductible - and $400 is a common deductible. Now, getting a bike set up the way you had yours is a pain, granted. I think it's pretty unlikely that even desperate thieves would saw through your frame, they want to be able to resell as much of the bike as they can, and the frame is a fairly valuable component...