[JumpCrisscross]

> people have been able to buy say a single share per paycheck instead of having to hold on for months to get a cost effective amount of cash to make it worth the trade

This is the problem solved by ETFs. Small amounts of money buying lots of diversification.

[toastal]

Not when it's $5 to trade 2 shares of SCHB because that's all the extra you can afford per paycheck.