[robk]

Have you been to Germany? Good luck with getting any cards accepted. And I think you misuse credit for debit - in UK many online retailers only accept debit cards and until the lockdown many mom and pops still really seemed to hate getting out that card machine.

[Symbiote]

I lived in the UK for decades, and I don't recall a place that only accepted debit cards. The fees are slightly lower for debit vs credit cards, but they're low for both types of card.

Plenty of places in Europe don't accept AmEx, it still has high fees.

It's true that Germans prefer cash, but that's not necessarily because of the cost of processing cards. Most supermarkets accept cards, but the average German uses a card slightly more than once a week.

https://www.euro-area-statistics.org/classic/payment-statist...

[jedberg]

Yeah Germany is a strange outlier. They have all the tech but just don’t trust it I guess?

And yes I used credit as a shorthand for debit/credit.