[jmann99999]

I can answer the "wouldn't stores have access to banks that aren't closed?" question.

I work in a niche industry that enables stores to order coin from banks. The issue is that stores can't get coins from banks because the banks don't have them either. Banks order coins (and notes) from the Federal Reserve. The Federal Reserve is shorting the shipment of coins to all major banks.

So, when a store like Target orders coin from its bank, they may order $500 in pennies. The bank then may ship them no pennies or a fraction of the order, depending on the bank vault the coin is coming from, what inventory they have, and formulas in place.

Look for this issue to go on through at least Christmas.

[EEMac]

It's like the Federal Reserve has massive, if indirect, control over the whole economy. That's funny.