I would blame the CC and banks. Charge backs are expensive, and if the merchant can't fulfill them the payment processor is suddenly on the hook for a lot of money out of nowhere.
It's a defense mechanism to make sure the customer earning you 1k a month in fees doesn't go under and leave you with a 50k bill. All payment processors do it for that reason.
It's a defense mechanism to make sure the customer earning you 1k a month in fees doesn't go under and leave you with a 50k bill. All payment processors do it for that reason.