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by pantaloony 2168 days ago
> In the United States, you can spend 6k on health insurance and 12k out of pocket for unlimited family health care.

Where? How? I... this total is about what I’m seeing for shit-tier covers-nothing insurance. Like, there are plans out there that are HCA non-conforming and not that far under $18k/year just for the premiums. Who do I talk to to get total max healthcare spending of $18,000 without an employer-provided plan, in the US? Who’s offering $12,000 annual max-out-of-pocket family plans for $500/m?
1 comments
kube-system 2168 days ago
Just ran some rates in my area for an EPO with reasonable copays and zero co-insurance:

$3,600/yr individual, $0 deductible, 8k OOPL

$9,600/yr self + spouse + kid, $0 deductible, 16K OOPL

$12,000/yr self + spouse + 2 kids, $0 deductible, 16K OOPL

Although I don't really think it makes sense to compare costs based on OOPLs. For most people, the deductibles, coinsurance, and copays are much more relevant to actual costs.

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