I realize my dependence on comforts made me mentally weak. I become easily irritable and feel exposed and vulnerable when I'm not around my comforts.
Ultimately, it started feeling like I'm paying to become mentally weaker so now I opt to live a life with nothing to lose.
After I no longer care about my income, I can now fearlessly call people out on their bullshit at work and challenge their decisions. It helped me focus more at work and make the right decisions instead of the easy ones.
Health insurance is standard high deductible provided by my company. I don't care about retirement and emergency funds. 3 years ago I cleaned out my 401 and donated it and it actually wasn't so bad. I'm doing the max for tax deductible so that I get some company matching and no taxes but after I quit my job I plan to clean it out again and donate them like I did 3 years ago.
Imo, if you are truly happy, you can find happiness no matter how bad your situation is. So I don't care about the distant future. I optimize for the impact I can make today.
Ultimately, it started feeling like I'm paying to become mentally weaker so now I opt to live a life with nothing to lose.
After I no longer care about my income, I can now fearlessly call people out on their bullshit at work and challenge their decisions. It helped me focus more at work and make the right decisions instead of the easy ones.