[valuearb]

Almost in perfect correlation as one by one pre-existing condition limits were legislatively banned over the years. And ACA eliminated almost all remaining pre-existing conditions, so of course it drove insurance costs and pricing sky high.

[ceejayoz]

Except it didn't.

See Exhibit 1 at https://www.healthaffairs.org/doi/full/10.1377/hlthaff.2018..... The "sky high" jump you portray doesn't exist. It's been a quite steady annual rise.

If pre-existing conditions were the primary cause for premium increases, the ACA's one-fell-swoop removal of them would've had far more significant impact on that chart.

[valuearb]

Limits on pre-existing conditions mainly affect individual policy pricing, corporate health insurance are already pooled and because of that always had fewer pre-existing condition limits.