[kentosi]

I want to believe in it, but the skeptic in me wants to ask how this isn't a vehicle for the rich to get richer: If every $25 gets you a ticket, then someone with a $50 account has far worse odds than someone with a $5000 account.

Of course, the $50 person has nothing to lose, but there's also a sense of dejection.

Perhaps a cap on the total number of tickets an account can have?

[adammoelis]

I see what you mean. This is a reality in a regular savings account too, though. Accounts with higher balances earn more interest. With us, you earn more tickets. Hopefully the incentive to get more tickets helps people start building savings and they save more than they otherwise would have with a vanilla savings account.

Someone else having more tickets than you doesn't really affect you other than the potentially splitting the bigger prizes, but having more depositors also helps us offer bigger prizes in the first place, so it's somewhat circular.

[Invictus0]

Maybe something more like each consecutive entry counts for slightly less than the previous entries.