[inmygarage]

Hey all -- Co-founder of Braid here. I'm a YC alum (S2010). Excited to share Braid w/everyone today.

We are building a group account with a debit card and permissions. It eliminates the need to track expenses after-the-fact (no more spreadsheets) and hopefully makes shared spending easier. The only product for this currently is a joint bank account, but that’s not ideal for a bunch of reasons. In the app, you can set permissions to specify who can spend the money and how, and use the unique account/routing numbers and virtual cards to pay for shared expenses.

Some usage we've seen so far from early users: -Couples using it as a lightweight joint account -Roommates using it as a house account -Sharing money with family members as a way to help/support everyday expenses -Divorced co-parents who share childcare expenses -Social envelope budgeting

The product is totally free. U.S. only for now. Would love to hear your feedback.