[luckylion]

I believe that's why the parent comment had used quotes. It's not a loan, it's a subsidy. Calling it a loan is misleading, because loans are meant to be paid back, and this isn't.

[felipellrocha]

I believe it's a loan that can be forgiven if you fit into certain criteria. So, it's still a loan. If you fuck it up you have to pay back

[ric2b]

It's a subsidy with a penalty for those that don't follow the rules of the subsidy.