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by nix23 2179 days ago
From private company yes, but with private we mean the 'luxury' addon...the obligatory is regulated by the state, but administered by private company's.
1 comments

Who is “we”?
We the people.....of Switzerland
I don't think I've ever heard anyone say "private insurance" to refer to the "supplementary insurance" (Zusatzversicherung / assurance complémentaire / assicurazione complementare), so if it's used in that sense it's not universal.

Supplementary insurance is conceptually different, by definition, from comprehensive private health insurance which provides alternative coverage for what is already covered within the public healthcare system.

Private Spitalversicherungen im Schweizer Vergleich:

https://www.moneyland.ch/de/privat-versicherung-spital-vergl...

There is even a 'half-private' one

What is private/semi-private in that phrase is the hospital room that the insurance covers, not the insurance itself.
Not just the room, also better treatment more expensive medication etc

That is whats called private, if you never heard the phrase private krankenkasse...well everyone uses it, it's also the first (maybe second) question when you go into any hospital.