[toss1]

Perhaps I'm missing something, but I'm seeing you specify the use-case other than 'less-rich people can also move money anonymously'.

Other than small-scale tax evasion or nefarious activities, what use cases are you advocating?

I also used to be pretty excited about the potential for crypto currencies, still think it may have some, but the security overhead, value volatility, & scalability issues have pretty much rendered it less useful than cash or (ugh) ACH-based services like Venmo, Google Pay, etc., ir just credit cards.

Also, you're not addressing losses of tax evasion - one tax evader failing to pay $1B in taxes means a million people need to pay an extra $1000 to make up for his crime. Not victimless.