And how many years have they been at it? My impression in 2019, trying to add it to an Android app, was badly documented or deprecated libraries.
And then there is the whole debacle with XRP, the currency, and Ripple, the underlying tech, being used interchangeably and confusing everyone. Banks aren’t even interested in XRP.
And bank adoption hasn’t been exactly smooth so far either: https://www.reuters.com/article/us-blockchain-ripple-idUSKBN...