[sdenton4]

It's not optional, though.

I still have to pay the higher transaction costs even without a credit card, because the credit card companies require that vendors have the same prices for card or cash, resulting in higher prices for everyone.

[apta]

I've seen stores (e.g. electronic stores) offer reduced prices when paying in cash vs. credit card. Is this law only in the US?

[ceejayoz]

Reduced prices for cash used to be against the Visa/MC merchant terms. They lost a lawsuit over it, but it's fairly ingrained by now.

You'll see cash discounts at some gas stations, and the occasional small coffee shop or takeout place will have a $10 minimum, but otherwise it's gonna be the same price most places.

[apta]

Seems like an opportunity to raise awareness for this information then.

[alt_f4]

Will you go to jail or pay a fine if you don't use a credit card? No?

Then it's nothing like taxation and it is optional.

[sdenton4]

Think of sales tax. You have the option of paying it or not buying things; it's not optional.