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by tujson 2184 days ago
+1 for Mercury. Super simple signup, and great UI. Love that there's a mobile app! Real nice to have virtual cards.

Only nitpick is when my co-founders linked their bank accounts to Mercury to transfer money, Mercury displayed their personal account balances (after unlinking their accounts, their personal balances no longer showed up). I had to wire transfer since Plaid didn't work for my bank.
2 comments
immad 2184 days ago
Displaying personal balance - Thats come up before, will try to get a fix prioritized for that.
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quadrifoliate 2184 days ago
> Displaying personal balance - Thats come up before, will try to get a fix prioritized for that.

Leaking information about a personal account when it has only been used authorized for the purposes of transfer seems to be a P0 bug to me, from a disinterested third-party point of view. If I authorize a transfer of $10k to my startup and for some reason my co-founder is able to see that my personal account balance at Bank of America is $400k, that sounds like...a massive leak of information that I didn't authorize.

Or do I have a mistaken view of what the problem is?

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immad 2184 days ago
99% of the time Plaid functionality is used to transfer money from your previous business bank account to Mercury. In that scenario it's useful to have balance information.

Most people transfer money from personal account via another means (checks, wire etc). Though agreed that it's bad when a personal account is used and the balance is leaked to cofounders.

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quadrifoliate 2184 days ago
Ah I see, I had the typical use case wrong. Thanks for your response!
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fortran77 2184 days ago
It's bad, but not a "massive leak". Few people keep much more than the FDIC limit in a commercial bank for their personal account no matter how much money they have.
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kevinyun 2184 days ago
Just wanna say we love using Mercury, and it's really the perfect bank for startups.

We also experienced the personal balance privacy issue where we didn't expect to see each other's balances but was too late by then.

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xzel 2184 days ago
I'd love to provide virtual cards for my business. Is it a simple process to start using them with Mercury?
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immad 2184 days ago
Yeah, super easy. Just go to mercury.com/cards once you have an account.
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